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A home loan rate to smile about

1.99%
p.a.

Four-year fixed rate

3.33%
p.a.

Comparison rate

Enjoy the security of our low fixed rate – get home loan comfy with the Complete Fixed Home Loan Package.

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For owner occupied borrowings with principal and interest repayments. For borrowings up to 80% of the property value and loan sizes of $200,000+. Understand the comparison rate.

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Take the mystery out of your finances by using handy money tracking tools in the Bankwest App.

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Make payments on your Android devices with Google Pay™.

Receive customisable notifications about your account activity with Bankwest Easy Alerts.

In these unusual times, you can do lots of everyday banking tasks safely and securely in Bankwest Online Banking or the Bankwest App.

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What's the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).

Comparison rate warning:
Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply.​​

Terms and conditions apply to the use of Google Pay. Google Pay and Android are trademarks of Google LLC.

Bankwest Easy Alerts are available for your mobile personal transaction and savings accounts. Limited alerts only are available for credit card transactions. Bankwest Easy Alerts will be sent to any compatible iOS and Android device on which you have the Bankwest App and enabled notifications. Whilst some alerts may be sent to your device once you have enabled notifications, in order to receive the full range of Easy Alerts available you will also need to activate the Bankwest Easy Alerts service within the Bankwest App. Terms of Use apply. Bankwest Easy Alerts is currently supported on iOS 9 and Android 5.0 devices and above. Bankwest Easy Alerts is not available on tablets and Windows devices.